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ARTICLE
PROPERTY SALES 2008
Selling
your house fast for cash…
Home
may be where the heart is – but remember, it’s
also where the cash is…
HOME,
they say, is where the heart is – but did you
know the cash wrapped up in your home
can also be the solution to any number of
financial problems you are facing.
The
equity which can be released by a swift house sale
can be the answer to problems
such as the threat of repossession,
spiraling personal debts, job loss or illness.
Alternatively, it is a good way of releasing an
immediate cash injection to finance a
project.
Either
way, speed is of the essence – and speed is
something the traditional method of selling
a home through an estate agent is not renowned
for…
….which
is why an in increasing number of people are
utilising the services of property
investment companies for sell
and rent back schemes. The leading name in
this booming sector is Switch Nationwide Property
Services.
Whilst
they will always tailor an agreement to suit each
customers specific needs,
Switch offers homeowners three basic
options:
-
sell
and rent back,
whereby the homeowner sells the property,
clears any debts or uses the cash as they wish
and then agrees to rent the property back from
Switch at a fair market rate. This allows them
and their family to remain in the family home.
-
sell
and buy back,
whereby the homeowner sells the property,
clears any debts or uses the cash for any
purpose they wish with an agreement to buy
back the property should their financial
situation change.
“The
choice is down to the individual and it is this
flexibility”, says Switch Managing
Director,
Brad Martin, “which makes Switch such a popular
solution”. “There are any number of reasons
why someone might wish to sell
their property and rent it back, but whatever the
reason, a conventional house sale through an
estate agent is highly unlikely to result in the
necessary quick sale the client needs”.
“At
Switch, our team of professionals are dedicated to
ensuring a swift yet thorough house
sale. We will make an offer on any house in any
condition and that offer is guaranteed for 30
days. This means the homeowner has time to
consider their options.
We
never rush the homeowner. It is normally the
homeowner who indicates the speed at
which we move the sale through”.
“Cash
can be in the homeowner’s account within a
couple of days and repossessions
can be stopped even on the same day. The sheer
speed at which
our team is able to work amazes and delights our
clients in equal measure”.
“Other
than the speed at which a sale takes place, there
are many other benefits to using
Switch as opposed to an estate agent. We offer a
free, no-obligation valuation, free advice, free
paperwork completion service and £500 towards our
clients’ legal costs”.
“In
addition, there are no ‘tell-tale’ for-sale
boards, no wasted time on endless viewings, no
Home Information Pack required –
and no estate agency fees.” said Brad.
Many
of the problems which have been surfacing these
past few months are being caused
by fixed-rate mortgages coming to the end of their
term. It is not unusual for the monthly repayment
to suddenly double overnight when the fixed term
ends. This is placing many homeowners in an almost
impossible financial situation.
The
vast majority of people, especially anyone who has
owned a property for three to five
years, the typical fixed mortgage period, will
have a good level of equity in their home.
Utilising this equity is a perfectly sensible way
of removing their financial difficulties and, with
Switch Nationwide Property Services great sell
and rent back option,
a
family doesn’t even have to leave their home.
They can continue to live in it without any
further upheaval.
“There
are so many advantages to selling your house for
cash through Switch Nationwide
Property Services, it’s hardly surprising
we’ve seen a 15 per cent increase in business
during the past six months,” continues Brad.
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